{"id":11268,"date":"2026-09-19T11:43:11","date_gmt":"2026-09-19T11:43:11","guid":{"rendered":"https:\/\/www.terrabiga.com\/?p=11268"},"modified":"2026-09-26T18:59:33","modified_gmt":"2026-09-26T18:59:33","slug":"terra-biga-sur-brut-la-tontine-a-lere-du-numerique","status":"publish","type":"post","link":"https:\/\/www.terrabiga.com\/en\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/","title":{"rendered":"Terra Biga sur Brut Afrique : la tontine \u00e0 l&#8217;\u00e8re du num\u00e9rique"},"content":{"rendered":"<h3 class=\"wp-block-heading\">Les \u00e9quipes de Brut. sont venues \u00e0 Ouagadougou, dans les locaux d&#8217;Orange Digital Center, pour comprendre comment une pratique vieille de plusieurs si\u00e8cles se r\u00e9invente sur WhatsApp.<\/h3>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u00ab On mutualise les efforts, et c&#8217;est \u00e7a le fondement. \u00bb<br>\u2014 Batiana Nacro, fondateur de Terra Biga<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Le m\u00e9dia <strong>Brut.<\/strong> consacre une vid\u00e9o \u00e0 Terra Biga. Le fil conducteur ? L&#8217;histoire de la tontine \u2014 et le rappel, utile, que la solidarit\u00e9 financi\u00e8re n&#8217;a pas \u00e9t\u00e9 invent\u00e9e en Europe.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Une histoire plus ancienne que son nom<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vers 1653, le banquier italien Lorenzo de Tonti propose au roi de France un syst\u00e8me in\u00e9dit : une cotisation mensuelle contre une rente vers\u00e9e chaque ann\u00e9e. Le projet n&#8217;aboutira jamais. Mais le nom, lui, restera : <strong>tontine<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Sauf qu&#8217;au-del\u00e0 du nom, Tonti n&#8217;a pas invent\u00e9 grand-chose. Cotiser \u00e0 plusieurs pour financer ce qu&#8217;aucun ne peut financer seul \u00e9tait d\u00e9j\u00e0 une pratique r\u00e9pandue, et particuli\u00e8rement ancr\u00e9e en Afrique, o\u00f9 elle porte autant de noms que de langues :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Susu<\/strong> au Ghana<\/li>\n\n\n\n<li><strong>Djangi<\/strong> au Cameroun<\/li>\n\n\n\n<li><strong>Likelemba<\/strong> au Congo<\/li>\n\n\n\n<li>Et tant d&#8217;autres, d&#8217;un village \u00e0 l&#8217;autre<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Ce que cela dit de notre d\u00e9marche<\/strong><br>Quand on parle d&#8217;innovation financi\u00e8re en Afrique, on pr\u00e9sente souvent le continent comme un march\u00e9 \u00e0 \u00e9quiper de solutions venues d&#8217;ailleurs. L&#8217;histoire de la tontine raconte l&#8217;inverse : le mod\u00e8le existait d\u00e9j\u00e0 ici, bien avant qu&#8217;on lui donne un nom europ\u00e9en. Terra Biga ne l&#8217;importe pas. Elle le prolonge.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Comment \u00e7a marche, concr\u00e8tement<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Interrog\u00e9 par Brut., notre fondateur r\u00e9sume le fonctionnement de la plateforme :<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u00ab Via un num\u00e9ro WhatsApp, vous pouvez juste envoyer un message, par exemple &#8220;Cotisation&#8221;. Vous allez recevoir un lien qui va vous permettre de cr\u00e9er une cotisation entre vous. Une fois qu&#8217;elle est cr\u00e9\u00e9e, vous pouvez la partager autour de vous et les gens peuvent commencer \u00e0 contribuer \u00e0 votre initiative. \u00bb<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Pas d&#8217;application \u00e0 t\u00e9l\u00e9charger, pas de compte \u00e0 cr\u00e9er : l&#8217;outil vient l\u00e0 o\u00f9 les gens organisent d\u00e9j\u00e0 leurs collectes, c&#8217;est-\u00e0-dire sur WhatsApp. Ce qui change, c&#8217;est la s\u00e9curit\u00e9 des fonds, la tra\u00e7abilit\u00e9 de chaque contribution et la possibilit\u00e9 de partager la collecte bien au-del\u00e0 du cercle habituel.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Une tontine qui ne tourne pas<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La vid\u00e9o souligne une diff\u00e9rence importante avec la tontine classique :<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u00ab Nous, on a une vision un peu plus large. \u00c7a ne tourne pas, il n&#8217;y a pas quelqu&#8217;un qui r\u00e9cup\u00e8re la mise. Les gens peuvent se mettre ensemble pour acheter des produits ensemble et b\u00e9n\u00e9ficier de prix grossistes. \u00bb<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">C&#8217;est tout le principe de l&#8217;achat group\u00e9. Plut\u00f4t que de faire circuler une cagnotte d&#8217;un membre \u00e0 l&#8217;autre, on r\u00e9unit des familles qui veulent le m\u00eame produit, on n\u00e9gocie un volume aupr\u00e8s du fournisseur, et l&#8217;\u00e9conomie obtenue revient \u00e0 chaque participant.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>De la cotisation au pouvoir d&#8217;achat<\/strong><br>Financer un projet ensemble et acheter ensemble rel\u00e8vent de la m\u00eame m\u00e9canique : ce que la famille seule n&#8217;obtient pas, le groupe l&#8217;obtient. Dans un cas, c&#8217;est un budget qui se constitue. Dans l&#8217;autre, c&#8217;est un prix qui baisse. Dans les deux, c&#8217;est le collectif qui fait la diff\u00e9rence.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Un accompagnement qui compte<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Terra Biga a \u00e9t\u00e9 accompagn\u00e9e par <strong>Orange Fab<\/strong>, le r\u00e9seau mondial d&#8217;acc\u00e9l\u00e9rateurs de start-ups, au sein de l&#8217;<strong>Orange Digital Center<\/strong> de Ouagadougou. Un appui qui ne s&#8217;est pas limit\u00e9 \u00e0 la technique :<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\">\u00ab Les \u00e9quipes ont pu se former, mais \u00e9galement nous, en tant que fondateurs. On a pu apprendre \u00e0 mieux g\u00e9rer nos \u00e9quipes, \u00e0 mieux interagir avec elles, \u00e0 mieux d\u00e9finir notre vision en termes de business. \u00bb<\/p>\n<\/blockquote>\n\n\n\n<p class=\"wp-block-paragraph\">Nous remercions chaleureusement les \u00e9quipes d&#8217;Orange Fab et de l&#8217;Orange Digital Center pour leur accompagnement au quotidien, ainsi que les \u00e9quipes de Brut. d&#8217;\u00eatre venues \u00e0 notre rencontre \u00e0 Ouagadougou.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Ensemble, on va plus loin<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Derri\u00e8re la technologie, l&#8217;objectif reste le m\u00eame : accompagner une communaut\u00e9 et am\u00e9liorer concr\u00e8tement les conditions de vie des familles burkinab\u00e8. Voir cette d\u00e9marche racont\u00e9e par un m\u00e9dia suivi par des millions de personnes est une fiert\u00e9 \u2014 et une responsabilit\u00e9 de plus.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udcf2 <strong>Pour lancer une cotisation ou rejoindre un achat group\u00e9 :<\/strong> envoyez \u00ab Cotisation \u00bb par WhatsApp au +226 02 28 38 93, ou rendez-vous sur <a href=\"https:\/\/www.terrabiga.com\/en\/\">www.terrabiga.com<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u25b6 Voir la vid\u00e9o sur Brut : <a href=\"https:\/\/www.facebook.com\/share\/v\/19VWkK64Xs\/\">https:\/\/www.facebook.com\/share\/v\/19VWkK64Xs\/<\/a><\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-9-16 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\ud83c\udfa5 Terra Biga \u00e0 l&amp;apos;honneur sur Brut !\" width=\"563\" height=\"1000\" src=\"https:\/\/www.youtube.com\/embed\/DxdZk3fkC5g?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>","protected":false},"excerpt":{"rendered":"<p>Les \u00e9quipes de Brut. sont venues \u00e0 Ouagadougou, dans les locaux d&#8217;Orange Digital Center, pour comprendre comment une pratique vieille de plusieurs si\u00e8cles se r\u00e9invente sur WhatsApp. \u00ab On mutualise les efforts, et c&#8217;est \u00e7a le fondement. \u00bb\u2014 Batiana Nacro, fondateur de Terra Biga Le m\u00e9dia Brut. consacre une vid\u00e9o \u00e0 Terra Biga. Le fil [&hellip;]<\/p>\n","protected":false},"author":14,"featured_media":11272,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-11268","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-autre"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terra Biga sur Brut Afrique : la tontine \u00e0 l&#039;\u00e8re du num\u00e9rique - Terra Biga<\/title>\n<meta name=\"description\" content=\"Brut Afrique consacre une vid\u00e9o \u00e0 Terra Biga : comment la tontine, pratique vieille de plusieurs si\u00e8cles, se r\u00e9invente sur WhatsApp \u00e0 Ouagadougou.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.terrabiga.com\/en\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terra Biga sur Brut Afrique : la tontine \u00e0 l&#039;\u00e8re du num\u00e9rique - Terra Biga\" \/>\n<meta property=\"og:description\" content=\"Brut Afrique consacre une vid\u00e9o \u00e0 Terra Biga : comment la tontine, pratique vieille de plusieurs si\u00e8cles, se r\u00e9invente sur WhatsApp \u00e0 Ouagadougou.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.terrabiga.com\/en\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/\" \/>\n<meta property=\"og:site_name\" content=\"Terra Biga\" \/>\n<meta property=\"article:published_time\" content=\"2026-09-19T11:43:11+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-09-26T18:59:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.terrabiga.com\/wp-content\/uploads\/2026\/09\/6480741e73462c143520f510_Brut-opengraph.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Batiana Nacro\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Batiana Nacro\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/\"},\"author\":{\"name\":\"Batiana Nacro\",\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/#\\\/schema\\\/person\\\/30f8e873e948eaa53c520201675eb6ba\"},\"headline\":\"Terra Biga sur Brut Afrique : la tontine \u00e0 l&#8217;\u00e8re du num\u00e9rique\",\"datePublished\":\"2026-09-19T11:43:11+00:00\",\"dateModified\":\"2026-09-26T18:59:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/\"},\"wordCount\":776,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.terrabiga.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/6480741e73462c143520f510_Brut-opengraph.png\",\"articleSection\":[\"Autres\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/\",\"url\":\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/\",\"name\":\"Terra Biga sur Brut Afrique : la tontine \u00e0 l'\u00e8re du num\u00e9rique - Terra Biga\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.terrabiga.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/6480741e73462c143520f510_Brut-opengraph.png\",\"datePublished\":\"2026-09-19T11:43:11+00:00\",\"dateModified\":\"2026-09-26T18:59:33+00:00\",\"description\":\"Brut Afrique consacre une vid\u00e9o \u00e0 Terra Biga : comment la tontine, pratique vieille de plusieurs si\u00e8cles, se r\u00e9invente sur WhatsApp \u00e0 Ouagadougou.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.terrabiga.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/6480741e73462c143520f510_Brut-opengraph.png\",\"contentUrl\":\"https:\\\/\\\/www.terrabiga.com\\\/wp-content\\\/uploads\\\/2026\\\/09\\\/6480741e73462c143520f510_Brut-opengraph.png\",\"width\":1200,\"height\":630},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.terrabiga.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Terra Biga sur Brut Afrique : la tontine \u00e0 l&#8217;\u00e8re du num\u00e9rique\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/#website\",\"url\":\"https:\\\/\\\/www.terrabiga.com\\\/\",\"name\":\"Terra Biga\",\"description\":\"B\u00e2tisseurs de l&#039;Afrique de demain.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.terrabiga.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/#organization\",\"name\":\"Terra Biga\",\"url\":\"https:\\\/\\\/www.terrabiga.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.terrabiga.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/Design-sans-titre-1.png\",\"contentUrl\":\"https:\\\/\\\/www.terrabiga.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/Design-sans-titre-1.png\",\"width\":350,\"height\":100,\"caption\":\"Terra Biga\"},\"image\":{\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.terrabiga.com\\\/#\\\/schema\\\/person\\\/30f8e873e948eaa53c520201675eb6ba\",\"name\":\"Batiana Nacro\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/85e5e8a29b64cbb7c1c0c55a8c2da9e84a8b5d27b0de72d9b5f10048fd3dc6f1?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/85e5e8a29b64cbb7c1c0c55a8c2da9e84a8b5d27b0de72d9b5f10048fd3dc6f1?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/85e5e8a29b64cbb7c1c0c55a8c2da9e84a8b5d27b0de72d9b5f10048fd3dc6f1?s=96&d=mm&r=g\",\"caption\":\"Batiana Nacro\"},\"url\":\"https:\\\/\\\/www.terrabiga.com\\\/en\\\/author\\\/batiananacro\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Terra Biga sur Brut Afrique : la tontine \u00e0 l'\u00e8re du num\u00e9rique - Terra Biga","description":"Brut Afrique consacre une vid\u00e9o \u00e0 Terra Biga : comment la tontine, pratique vieille de plusieurs si\u00e8cles, se r\u00e9invente sur WhatsApp \u00e0 Ouagadougou.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.terrabiga.com\/en\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/","og_locale":"en_US","og_type":"article","og_title":"Terra Biga sur Brut Afrique : la tontine \u00e0 l'\u00e8re du num\u00e9rique - Terra Biga","og_description":"Brut Afrique consacre une vid\u00e9o \u00e0 Terra Biga : comment la tontine, pratique vieille de plusieurs si\u00e8cles, se r\u00e9invente sur WhatsApp \u00e0 Ouagadougou.","og_url":"https:\/\/www.terrabiga.com\/en\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/","og_site_name":"Terra Biga","article_published_time":"2026-09-19T11:43:11+00:00","article_modified_time":"2026-09-26T18:59:33+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/www.terrabiga.com\/wp-content\/uploads\/2026\/09\/6480741e73462c143520f510_Brut-opengraph.png","type":"image\/png"}],"author":"Batiana Nacro","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Batiana Nacro","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/#article","isPartOf":{"@id":"https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/"},"author":{"name":"Batiana Nacro","@id":"https:\/\/www.terrabiga.com\/#\/schema\/person\/30f8e873e948eaa53c520201675eb6ba"},"headline":"Terra Biga sur Brut Afrique : la tontine \u00e0 l&#8217;\u00e8re du num\u00e9rique","datePublished":"2026-09-19T11:43:11+00:00","dateModified":"2026-09-26T18:59:33+00:00","mainEntityOfPage":{"@id":"https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/"},"wordCount":776,"commentCount":0,"publisher":{"@id":"https:\/\/www.terrabiga.com\/#organization"},"image":{"@id":"https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/#primaryimage"},"thumbnailUrl":"https:\/\/www.terrabiga.com\/wp-content\/uploads\/2026\/09\/6480741e73462c143520f510_Brut-opengraph.png","articleSection":["Autres"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/","url":"https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/","name":"Terra Biga sur Brut Afrique : la tontine \u00e0 l'\u00e8re du num\u00e9rique - Terra Biga","isPartOf":{"@id":"https:\/\/www.terrabiga.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/#primaryimage"},"image":{"@id":"https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/#primaryimage"},"thumbnailUrl":"https:\/\/www.terrabiga.com\/wp-content\/uploads\/2026\/09\/6480741e73462c143520f510_Brut-opengraph.png","datePublished":"2026-09-19T11:43:11+00:00","dateModified":"2026-09-26T18:59:33+00:00","description":"Brut Afrique consacre une vid\u00e9o \u00e0 Terra Biga : comment la tontine, pratique vieille de plusieurs si\u00e8cles, se r\u00e9invente sur WhatsApp \u00e0 Ouagadougou.","breadcrumb":{"@id":"https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/#primaryimage","url":"https:\/\/www.terrabiga.com\/wp-content\/uploads\/2026\/09\/6480741e73462c143520f510_Brut-opengraph.png","contentUrl":"https:\/\/www.terrabiga.com\/wp-content\/uploads\/2026\/09\/6480741e73462c143520f510_Brut-opengraph.png","width":1200,"height":630},{"@type":"BreadcrumbList","@id":"https:\/\/www.terrabiga.com\/terra-biga-sur-brut-la-tontine-a-lere-du-numerique\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.terrabiga.com\/"},{"@type":"ListItem","position":2,"name":"Terra Biga sur Brut Afrique : la tontine \u00e0 l&#8217;\u00e8re du num\u00e9rique"}]},{"@type":"WebSite","@id":"https:\/\/www.terrabiga.com\/#website","url":"https:\/\/www.terrabiga.com\/","name":"Terra Biga","description":"B\u00e2tisseurs de l&#039;Afrique de demain.","publisher":{"@id":"https:\/\/www.terrabiga.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.terrabiga.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.terrabiga.com\/#organization","name":"Terra Biga","url":"https:\/\/www.terrabiga.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.terrabiga.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.terrabiga.com\/wp-content\/uploads\/2022\/11\/Design-sans-titre-1.png","contentUrl":"https:\/\/www.terrabiga.com\/wp-content\/uploads\/2022\/11\/Design-sans-titre-1.png","width":350,"height":100,"caption":"Terra Biga"},"image":{"@id":"https:\/\/www.terrabiga.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.terrabiga.com\/#\/schema\/person\/30f8e873e948eaa53c520201675eb6ba","name":"Batiana Nacro","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/85e5e8a29b64cbb7c1c0c55a8c2da9e84a8b5d27b0de72d9b5f10048fd3dc6f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/85e5e8a29b64cbb7c1c0c55a8c2da9e84a8b5d27b0de72d9b5f10048fd3dc6f1?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/85e5e8a29b64cbb7c1c0c55a8c2da9e84a8b5d27b0de72d9b5f10048fd3dc6f1?s=96&d=mm&r=g","caption":"Batiana Nacro"},"url":"https:\/\/www.terrabiga.com\/en\/author\/batiananacro\/"}]}},"wpcf_dashboard":"<div class=\"woocommerce\"><div class=\"woocommerce-info\">Please log in first? <a class=\"wpneoShowLogin\" href=\"#\">Click here to login<\/a><\/div><div class=\"wpneo_login_form_div\" style=\"display: none;\"><form name=\"loginform\" id=\"loginform\" action=\"https:\/\/www.terrabiga.com\/wp-login.php\" method=\"post\"><p class=\"login-username\">\n\t\t\t\t<label for=\"user_login\">Username or Email Address<\/label>\n\t\t\t\t<input type=\"text\" name=\"log\" id=\"user_login\" autocomplete=\"username\" class=\"input\" value=\"\" size=\"20\" \/>\n\t\t\t<\/p><p class=\"login-password\">\n\t\t\t\t<label for=\"user_pass\">Password<\/label>\n\t\t\t\t<input type=\"password\" name=\"pwd\" id=\"user_pass\" autocomplete=\"current-password\" spellcheck=\"false\" class=\"input\" value=\"\" size=\"20\" \/>\n\t\t\t<\/p><p class=\"login-remember\"><label><input name=\"rememberme\" type=\"checkbox\" id=\"rememberme\" value=\"forever\" \/> Remember Me<\/label><\/p><p class=\"login-submit\">\n\t\t\t\t<input type=\"submit\" name=\"wp-submit\" id=\"wp-submit\" class=\"button button-primary\" value=\"Log In\" \/>\n\t\t\t\t<input type=\"hidden\" name=\"redirect_to\" value=\"https:\/\/www.terrabiga.com\/en\/wp-json\/wp\/v2\/posts\/11268\" \/>\n\t\t\t<\/p><\/form><\/div><\/div>","_links":{"self":[{"href":"https:\/\/www.terrabiga.com\/en\/wp-json\/wp\/v2\/posts\/11268","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.terrabiga.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.terrabiga.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.terrabiga.com\/en\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.terrabiga.com\/en\/wp-json\/wp\/v2\/comments?post=11268"}],"version-history":[{"count":3,"href":"https:\/\/www.terrabiga.com\/en\/wp-json\/wp\/v2\/posts\/11268\/revisions"}],"predecessor-version":[{"id":11276,"href":"https:\/\/www.terrabiga.com\/en\/wp-json\/wp\/v2\/posts\/11268\/revisions\/11276"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.terrabiga.com\/en\/wp-json\/wp\/v2\/media\/11272"}],"wp:attachment":[{"href":"https:\/\/www.terrabiga.com\/en\/wp-json\/wp\/v2\/media?parent=11268"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.terrabiga.com\/en\/wp-json\/wp\/v2\/categories?post=11268"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.terrabiga.com\/en\/wp-json\/wp\/v2\/tags?post=11268"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}